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Why Is It So Hard To Find The
Low Down Payment Home Loans You're Always Reading About?
Today there are more than 78 different types of home loans, some with zero
down payments and others with extremely low down payments and low monthly
payments.
Most real estate companies use only 3 or 4 traditional types of home loans
- all with higher down payments.
CASH SAVING TIP: To see for
yourself, try calling any real estate company and ask how much money you
will need to buy an $89,000 home. They will probably tell you that unless
you are a Veteran and can get a VA loan, you will need $6,000 - $8,000 to
buy this type of home. This Just isn't true.
Then why do they say that?
Because most real estate agents don't even know that these special
government home loan programs exist!
Special low-down-payment home loans are difficult to understand. On top of
that, it's hard to keep informed about all the different rules and loans
offered by all the different home lenders.
Big real estate companies have a hard time keeping their agents up to date
about the many low-down-payment home loans. I work directly with the
loan officers to help you find the best loan program for you.
Many Big Real Estate Companies Consider Special Home Loans An Annoyance
Some companies feel that all the regulations and paperwork involved with
low-down payment home loans are too much "fuss."
Besides, they're selling enough homes without using these special loans,
so why bother?
Another problem these special home loan programs come and go. They are
always offered for only a very limited time.
When the funds run out, they're
gone. By the time many agents become aware of these great home loans it's
too late!
CASH SAVING TIP: There are many home loans to help you
buy a home for little or no down payment. At any given time there may be 3
or 4 special home loans for which you qualify. These loans can save you
thousands of dollars of interest and give you a down payment of ZERO, or
close to it.
"I Was Told That I Earn Too Much Money To Qualify For A Special
Home Loan"
Many of these great home loans have income limits, but they're all
different. Some don't even have limits as to your income. Some have
"limits" that are very high.
CASH SAVING TIP:
There are many different types of special
loans. These loans come and go, each with different rules and
requirements. You may qualify for one or more of these loans.
The "Problem" With Government Home Loans
The problem with these special home loans is that they come and go in a
fairly short "window period."
For example: a $600 down payment
home loan program may become available in April and be out of funds by mid
May. To obtain one of these loans, you have to know about them before the
funds are gone -- and act fast!
CASH SAVING TIP:
The average real estate agent, busy with
all phases of realty, often doesn't learn about these money saving home
loans until it's too late!
You Can Know About New Home Loan Programs Before Most Real Estate
Agents
I make it my business to know about every special home loan program
available.
Before a new home loan program begins, I learn everything that I can about
the loan then I tell you.
I work with every home lending institution in the Baton Rouge area. I know
the lenders with the best home loans.
CASH SAVING TIP:
At any given time there are usually two or
three super low down payment programs available for home buyers. The loan
for which you may qualify depends on your employment, income and family
size.
If you want to buy a home, the first thing I need to do is find the best
loan program to fit your needs. I do this for you without cost and
obligation.
I Specialize In Only One Area: Helping You Find A Great Home And
A Super-Low Down Payment Home Loan
The Real Estate Hotline is the "First Time Home Buyer" division
of Right Realty. My only job is helping people find beautiful homes
without a lot of money.
My mission is:
1. To seek out and learn about every single low down payment government
and private home loan program.
2. To keep you fully informed of the home loans for which you may qualify.
3. To help find the perfect home for you.
4. To negotiate the best price and terms on your behalf.
Since 2003, I have helped hundreds of home buyers own their own
homes for very low (or zero) down payments. I can do it for you, too.
Right Now There Are Some Excellent Home Loan Programs!
Qualifications
To qualify for any of the above home loan programs, you MUST have
full-time employment and a record of paying all of your bills and rent (or
house payments) on-time for the last 14 months. Call for more
details.
My Service Is Free For You
All of my services are free to you. I'll help you find a great home and a
low or zero down payment home loan - free. I'm paid by the seller in the
event you buy a home.
Do You Qualify?
Perhaps you feel that you can't qualify to own a home. Many people never
thought they could own a home until they discovered my Real Estate Hotline
service.
These folks now live on quiet
streets in their own beautiful homes with family rooms, private back
yards, full basements and garages - all because they picked up the phone
and called us.
If you would like to look at homes, have private showings of homes, or
just ask more questions, call Larry at (225) 281-1111. Don't worry
when calling me
I don't consider myself a salesperson. I won't try to
talk you into anything. My job is simply to answer any questions you may
have and get you any information that you may need.
Give Me a Call... I'm Here To Help You.
You can reach me at (225) 281-1111 or email me at Larry@AccessREG.com.
There is no charge, and no obligation.
I'll do anything I can to help you find the right home, in the right
area, at the lowest interest rate and payment.
If you see a home that interests
you, just jot down its address and give me a call. You can reach me at
(225) 281-1111 or email me at Larry@AccessREG.com.
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