I'll help you investigate and
learn about a home loan:
• The best home loan programs
for new homes.
• The lowest closing costs and lowest interest rates on new home loans.
• The best construction loans.
• You'll learn exactly how home loans work and how much you can afford.
• You'll be "pro-approved" for a new home loan by the lender
of your choice.
How much do I want to allocate to land and the home itself?
• Example: If you qualify for a
$125,000 home including lot, you might choose to allocate $25,000 for a
lot and $100,000 to the home.
• I will then provide you with all of the information on every lot
available for $25,000 and under in the areas that you want to live.
Then, it's on to floor plans. Here's what's next:
• I'll provide you with access
to sample floor plans to stimulate your imagination.
• I'll help you narrow down the general style and size of home to fit
your budget.
• I'll get preliminary quotes from builders to give you a general idea
of the cost of the plans you like.
Securing the land: when you tell me which building site that you like,
I'll:
• Help you prepare an offer
that will allow you to "tie-up" the land you want for under
$2500.
• Present the offer to the owner on your behalf.
• Negotiate in your best interests to help you get the best buy.
Fit your house to your land – I'll help you:
• Customize the final plans of
your new home to fit your land.
• Obtain final bids from the builder.
• Obtain final loan approval for your construction loan and permanent
home loan.
• Prepare and sign the home construction contract with your builder.
Begin Construction!!